Find answers to common questions about our credit repair services.
The credit repair process typically takes 3-6 months to see significant improvements, though some clients notice changes within 30-60 days. The timeline depends on the number of negative items on your credit reports and how quickly credit bureaus respond to our disputes.
Yes, credit repair is completely legal in the USA. The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute inaccurate information on their credit reports. Our credit repair services operate within all federal and state regulations to help you exercise these rights.
While we cannot guarantee a specific credit score increase (as it would be unethical and illegal), our clients see an average improvement of 100+ points. Results vary based on your individual credit situation, the number of negative items, and your commitment to following our credit improvement recommendations.
We offer three affordable credit repair plans: Basic ($89/month), Standard ($129/month), and Premium ($179/month). All plans include a free consultation with no obligation. We believe in transparent pricing with no hidden fees or long-term contracts.
While we handle most of the work, your involvement is minimal but important. You'll need to provide initial information, review documents, and follow some credit-building recommendations we provide. Our credit specialists will guide you through each step and make the process as simple as possible.